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Guide: Just Chatting

Money Transfers for Just Chatting Creators

Donator Editorial · July 21, 2026

A money transfer for a creator on a phone

Money transfers on Donator are simple and 3% commission for Just Chatting creators. Receive funds with any card, Georgian or foreign, instantly to a Georgian bank in GEL.

Donator is Georgia's #1 platform: 3% commission, paid out in GEL straight to your Georgian bank.

Create an account in 2 minutes and start getting paid today.

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How 3% commission works

On Donator 97% of the amount stays with you, because the commission is 3%. On a Just Chatting stream, where income depends entirely on your viewers' goodwill, every tetri counts. A viewer sends money with one tap, and you receive exactly what they sent.

In Just Chatting your audience supports your personality, not a game or a show. That is why donations are often small, from three to twenty GEL, but frequent. If a platform shaves a percentage off every transfer, those small amounts drain away fast. A 3% commission means a five GEL donation stays five GEL.

There is no hidden charge and no confusing conversion scheme. It is the most transparent way to earn from talk streams, where you see exactly how much came in and exactly how much you take home.

Any card, diaspora included

Viewers can pay with any card, Georgian or foreign. Visa, Mastercard, Apple Pay and Google Pay all work, so a viewer never has to hunt for a complicated way to send money.

This is especially handy for the diaspora. A Georgian living in Berlin, London or New York who watches your Just Chatting stream sends money with their local card, and you receive it in GEL to a Georgian bank. They need no Georgian card and no complex international wire.

Just Chatting audiences are often the diaspora itself, missing the sound of home. Donator turns that connection into direct financial support, with no borders and no conversion headache.

Instant transfers in GEL

Every transfer is instant and lands directly on a Georgian bank in GEL. You do not wait days or track a balance in a foreign wallet from which cashing out is a separate problem.

An instant OBS alert shows the donation live on your stream, with the name and message. In Just Chatting this is especially valuable, because you keep the rhythm of the conversation and thank the person by name right away. The viewer sees that their support was noticed.

Step by step: add card, receive, withdraw

Getting started is simple. First you sign up on Donator with your email and create a profile for your Just Chatting channel. Then you specify which Georgian bank you want to receive to, TBC or Bank of Georgia, and add your account number.

Receiving is automatic. A viewer opens your donation page, picks an amount, writes a message and pays by card. The money is recorded on your balance instantly and appears in the OBS alert.

Withdrawal happens straight in GEL. Your earnings land on your Georgian bank, where you use them as usual, from an ATM or by card. The whole cycle, from adding a card to receiving GEL in hand, stays in one system, with no chain of foreign wallets.

A real example from a stream

Imagine a two hour evening stream where you talk to viewers about life, the news and their questions. Out of forty viewers, fifteen sent a donation from three to thirty GEL. Together that came to about one hundred sixty GEL.

With 3% commission the full one hundred sixty GEL is on your balance. On another platform charging five or ten percent, you would lose up to sixteen GEL from one evening alone. Over a month that gap grows into hundreds of GEL.

One viewer from the diaspora paid with a German card, another from Georgia with a Georgian card. Both donations land the same way, in GEL to your bank, and you cannot even tell the difference.

An honest contrast with foreign tools

Foreign tools like PayPal or international donation services are often awkward for a Georgian creator. Money sits in a foreign currency, withdrawal takes days or weeks, and conversion plus payout fees eat further into income.

Donator removes that chain. Money arrives in GEL from the start, straight to a Georgian bank. You need no verification of a foreign account and no worry about the exchange rate. This is a Georgian platform built for Georgian banks and Georgian creators.

Honestly, foreign services have one advantage, global recognition. But on a Just Chatting stream, where the audience is mostly Georgian and the Georgian diaspora, that advantage is minor next to the cost in commission and payout speed.

Why Donator

Donator is Georgia's first and best platform, with an official TBC and Bank of Georgia partnership. That partnership means money moves securely, quickly and in full compatibility with local banks.

We are expanding across the Caucasus, and the commission stays 0%. For a Just Chatting creator this means the platform grows with you, your audience diversifies, and your income model stays unchanged and transparent.

DonationAlerts and Streamlabs: just chatting money transfers and the local option

Many streamers search DonationAlerts or Streamlabs when they want setup or an alternative. For just chatting money transfers in Georgia, GEL payout is often the real friction.

On Donator the OBS alert shows right away, viewers pay with any card, and money goes to TBC or Bank of Georgia. You can keep the same alert habit and fix payouts locally.

DonationAlerts, Streamlabs, and other tools: what changes in Georgia

Many streamers start with DonationAlerts or Streamlabs, because those are the names people type when they search for an OBS donation alert, a donation page, or an alternative to a foreign tool. StreamElements often shows up in the same shortlist.

In Georgia those products are often built for other markets: foreign wallets, awkward withdrawals, or fees that never land cleanly in GEL. Patreon and PayPal still fit some creator formats, but they do not always replace live stream donations with payout to a Georgian bank.

Donator is built so a viewer can pay with any card, Georgian or foreign, the alert can show in OBS right away, and the money settles in GEL to TBC or Bank of Georgia. If you already used DonationAlerts or Streamlabs, you can keep the same alert habit and fix payouts locally.

Compare DonationAlerts and Streamlabs for Georgia

Frequently asked questions

What is the commission?

Yes, Donator charges 3% commission and you receive 97% of the amount in GEL to a Georgian bank. A five GEL donation stays five GEL.

Can the diaspora send money?

Yes, any foreign card works, Visa or Mastercard, and the funds still arrive in GEL to a Georgian bank.

How fast do I get paid?

Transfers are instant and land straight on your Georgian bank, with no waiting on a foreign wallet.

How do I start receiving money?

You sign up, specify a TBC or Bank of Georgia account, and your donation page is ready. Viewers pay by card and the money appears on your balance.

Won't the OBS alert interrupt my talking?

On the contrary, the alert helps the rhythm. You see the name at once and thank the person, which strengthens the live connection of a Just Chatting stream.

Why is Donator better than foreign services?

Money arrives in GEL from the start on a Georgian bank, with no conversion or long withdrawal, and the commission is 3%.

Related articles

Official sources

Donator: Georgia's first and best donation platform for streamers, on its way to becoming the only platform a streamer needs and expanding across the Caucasus region.

In official partnership with Georgia's leading banks, TBC and Bank of Georgia.

Donator is Georgia's #1 platform: 3% commission, paid out in GEL straight to your Georgian bank.

Create an account in 2 minutes and start getting paid today.

Step 1 of 3

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