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Guide: Home Cooks

Money Transfers for Home Cooks

Donator Editorial · July 21, 2026

A money transfer for a home cook on a phone

Money transfers with Donator are simple: one link and you receive funds from any card. Donator takes 3% commission and pays out in GEL to your Georgian bank.

Donator is Georgia's #1 platform: 3% commission, paid out in GEL straight to your Georgian bank.

Create an account in 2 minutes and start getting paid today.

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One simple link for your recipes

Share your page link where your audience already lives: your Instagram story, your YouTube description, your TikTok profile, or the Facebook group where you post your khachapuri and khinkali recipes.

When a follower sees a dish they love, one tap on the link takes them to your page, and they send a thank-you by card. They need no technical skill, no app download, and no account.

Picture this: you post a video showing how you make your grandmother's ajapsandali. In the caption you write one line, 'if you liked the recipe, cheer me on here,' and you drop the link. The person who cooked it at home and got it right is exactly the one who sends you a small transfer.

One link works everywhere. You create the page once and then paste the same address in your bio, at the end of a video, in a pinned comment reply, and in a direct message. You never again have to type out and double-check your bank details for each person who asks how to say thanks.

low commission on every transfer

Donator takes 3% commission, so 97% of the amount stays with you. If a follower sends 20 GEL, exactly 20 GEL lands in your bank, not 17 or 18.

That gap matters for a home cook who receives many small transfers. If 100 people send you an average of 15 GEL a month, another platform's 8 to 10% cut would take 120 to 150 GEL from you. With Donator that money is yours.

A 3% commission is taken when the money comes in, and none when it pays out. One lari that enters your page is one lari credited to your bank.

A home kitchen runs on a thin margin: ingredients, gas, packaging, and time. That is exactly why an 8 to 10% cut is not 'small', it is often a full day's profit. At 0% that money goes back into ingredients or into your next recipe instead of into a platform's pocket.

Any card, including the diaspora

Georgian and foreign cards both work the same way. Visa, Mastercard, a Georgian bank card or a European one, all of them go through.

This matters especially because Georgian cooking content is often watched by Georgians living abroad. A Georgian in Berlin, London, or New York who misses the taste of home finds your recipe and sends a thank-you by card.

You do not have to ask them to install anything or open a special wallet. They pay with the card already in their pocket, and it reaches you in GEL.

For the diaspora this is an emotional connection as much as a payment. Your video takes them back into a grandmother's kitchen, and they say thanks with the card they already carry, with no extra app and no complicated cross-border transfer. On your side, the same money still lands in lari in your Georgian bank.

Instant payout in GEL

Donator has an official partnership with TBC and Bank of Georgia, so money lands instantly in GEL straight to your Georgian bank.

There is no waiting for a foreign wallet, a PayPal balance, or a complex currency conversion. The conversion happens automatically and you receive lari in the bank you use every day.

Instant payout gives a home cook real working cash flow. If a khachapuri video takes off today and the transfers come in, you can buy fresh ingredients or restock packaging tomorrow, without waiting weeks for a foreign platform to release your money.

Because the funds are already in the bank you use to pay for groceries, there is no gap between 'earned' and 'available.' What you receive is spendable the moment it arrives.

How to start: add a card, receive, withdraw

Step one: register on Donator, create your page, and add the Georgian bank account where you want to receive money. It takes a few minutes and is the only setup you ever do.

Step two: the sender's side is just as easy. Your follower opens the link, types an amount, enters their card number, and confirms, exactly the way they would in any online shop. There is nothing for them to download.

Step three: the amount is credited to your bank in GEL automatically. There is no separate 'withdraw' button to press and no waiting balance. The money lands on the account you added and you spend it like any other lari, straight from your normal banking app.

A real scenario: one week in a Tbilisi kitchen

On Monday, Nino posts a reel showing how she makes phkhlovana. In the caption she drops her Donator link with one line: 'if you tried it, cheer me on here.'

By Thursday the video has 40,000 views. Sixty people cooked the recipe and said thanks with transfers between 10 and 25 GEL. The average transfer is 16 GEL, for a total of about 960 GEL.

On a platform charging 8%, Nino would have lost up to 76 GEL to commission. On Donator the full 960 GEL was credited in lari to her Georgian bank, the same account she used on Saturday to buy fresh ingredients at the market for her next video.

Nothing about her week changed except the tool. She did not chase anyone for money, did not build a subscription, and did not send a single set of bank details by hand.

Answering the common doubts

'Is it really 0%?' Yes. Donator does not take a percentage of the incoming transfer. The model is built to work another way, not at the expense of your earnings.

'Is card data safe?' Payments are processed by Georgian banks with the same secure system you use in any online shop. You never see the sender's card number.

'I feel awkward asking for money.' You are not asking anyone. You simply place a link, and whoever values your recipe decides on their own to cheer you on. It is not a price, it is a voluntary thank-you.

'How is this different from a foreign tool?' PayPal and Wise often restrict Georgia, take a conversion cut, and can hold your money for days. Donator is built for Georgian banks, in GEL, instantly.

DonationAlerts and Streamlabs: cooking money transfers and the local option

Many streamers search DonationAlerts or Streamlabs when they want setup or an alternative. For cooking money transfers in Georgia, GEL payout is often the real friction.

On Donator the OBS alert shows right away, viewers pay with any card, and money goes to TBC or Bank of Georgia. You can keep the same alert habit and fix payouts locally.

DonationAlerts, Streamlabs, and other tools: what changes in Georgia

Many streamers start with DonationAlerts or Streamlabs, because those are the names people type when they search for an OBS donation alert, a donation page, or an alternative to a foreign tool. StreamElements often shows up in the same shortlist.

In Georgia those products are often built for other markets: foreign wallets, awkward withdrawals, or fees that never land cleanly in GEL. Patreon and PayPal still fit some creator formats, but they do not always replace live stream donations with payout to a Georgian bank.

Donator is built so a viewer can pay with any card, Georgian or foreign, the alert can show in OBS right away, and the money settles in GEL to TBC or Bank of Georgia. If you already used DonationAlerts or Streamlabs, you can keep the same alert habit and fix payouts locally.

Compare DonationAlerts and Streamlabs for Georgia

Frequently asked questions

How much does Donator take?

3% commission, 97% of the amount is paid in GEL to your Georgian bank.

Do foreign cards work?

Yes, any card works, including diaspora cards from abroad.

How fast is the money?

Payout is instant to your Georgian bank in GEL.

Do I need a company or LLC?

No, you can receive money to your bank as an individual.

How do I withdraw?

There is no separate withdrawal, funds land directly in your Georgian bank in GEL.

Is there a minimum amount?

Followers can send small amounts too, and 97% of the sum still reaches you at 3% commission.

Related articles

Official sources

Donator: Georgia's first and best donation platform for streamers, on its way to becoming the only platform a streamer needs and expanding across the Caucasus region.

In official partnership with Georgia's leading banks, TBC and Bank of Georgia.

Donator is Georgia's #1 platform: 3% commission, paid out in GEL straight to your Georgian bank.

Create an account in 2 minutes and start getting paid today.

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Money Transfers for Home Cooks, 3% Commission | დონატორი