Loan Opener（远程职位）

这条招聘信息来自 NightOwl Consulting，岗位是 Loan Opener。职位属于「其他职位」类别，完全远程。公司不限制候选人的居住地，在任何地方都可以申请。

公司公布了薪酬：25k - 35k PHP/月。对工作时间，招聘信息没有提出任何条件。

这个职位通过了自动核查：凡是要求外国工作许可、签证担保、特定国籍，或者必须居住在指定国家的招聘信息，都不会进入列表。

The Mortgage Loan Setup Specialist streamlines the front end of the mortgage process by completing all third‑party order-outs, verifications, initial disclosures readiness, and pre-processing file scrubs. This role ensures files are accurate, compliant, and fully documented so they can move quickly from application to processing/underwriting. Key Responsibilities

* Third‑party orders and verifications

* Order Evidence of Insurance (EOI), Replacement Cost Estimator (RCE), and insurance invoices

* Obtain Written and Verbal Verifications of Employment (WVOE/VVOE)

* Request Verifications of Mortgage (VOM) and Verifications of Rent (VOR)

* Order IRS tax transcripts (4506‑C) and credit supplements

* Secure collection and debt payoff statements

* Order appraisal through approved AMCs

* Pull flood certifications

* Run DataVerify (or equivalent) reports

* Validate property address via USPS

* HOA/condo and insurance documentation

* Obtain Master Insurance and HOA certifications/questionnaires

* Coordinate condo project review/approval as required (agency/investor)

* Title and payoff coordination

* Request title work and manage title/escrow contacts

* Order mortgage payoffs and confirm demands align with closing timelines

* Compliance and disclosures readiness

* Prepare/mark files Ready to Send (RTS) for initial disclosure documents

* Confirm data integrity for TRID‑related fields prior to disclosure issuance

* File setup and data integrity

* Perform pre‑processing loan scrub; resolve data gaps and condition placeholders

* Complete and maintain accurate file contact details

* Enter and update loan scrub notes for downstream teams

* Rename/index documents to loan stacking order and LOS standards

* Pull and verify flood, USPS, and data‑validation outputs

* Ensure all order-outs are tracked to SLA and follow up to clear exceptions

Skills Knowledge and Expertise

* 1-3 years of mortgage operations experience in loan setup, disclosures, or processing (preferred)

* Strong working knowledge of:

* Order-outs: EOI, RCE, WVOE/VVOE, VOM/VOR, credit supplements, transcripts (4506‑C), flood certs, appraisal ordering, title requests, payoffs

* HOA/condo documentation (master insurance, HOA certs, condo project eligibility)

* TRID/ECOA basics and initial disclosure readiness requirements

* Loan Origination Systems (e.g., Encompass, ICE), appraisal and credit bureau portals, DataVerify (or similar), flood vendors, USPS tools

* High attention to detail with excellent document indexing and data-entry accuracy

* Strong time management; able to prioritize multiple files and meet SLAs

* Clear written and verbal communication with borrowers, lenders, title/escrow, HOAs, AMCs, and insurance agents

* Problem-solving mindset to resolve documentation gaps and exceptions quickly

* Proficiency with spreadsheets and checklists for pipeline tracking and follow‑ups

Benefits

* Above market salary

* HMO with free dependent

* Paid leave incentives

* Performance based Incentives

* Quarterly Company Events

* In-depth training for career growth

Great Company Culture and HR experience

Originally posted on Himalayas